BANK RATINGS · file no. 0472
updated aug. 2026
Independent Review

Comerica Bank —
is it worth opening an account there?

We break down the fees, monthly service charges, ATM network and mobile app — short and to the point, based on public bank data and 1,200+ customer reviews.

4.6/5
VERIFIEDby our editorial method · 6 criteria
See current rates
Open an account online, no branch visit needed
Founded1849, Dallas, TX
Minimum balancefrom $0*
Out-of-network ATM refundsavailable on select plans
Mobile app rating4.7 / 5
Editorial verdict

Pros and cons, at a glance

Strengths

  • Plans with no monthly fee available if you meet simple conditions
  • Solid mobile app with fast transfers and remote check deposit
  • Wide branch network across Texas, Michigan, Arizona and California

Worth knowing

  • Fewer branches outside its core states
  • Some premium products require a higher balance to avoid fees
  • Savings rates are worth comparing against online-only banks
Point by point

What to know before you open one

01

Checking accounts

Several tiers — from a no-frills basic plan to bundles with activity perks. The monthly fee is usually only charged if you miss the minimum balance or transaction requirements.

02

Savings accounts

Base yield is modest compared with online-only banks — typical for a network with physical branches. Worth comparing based on whether you actually use branches.

03

Mobile app

Camera check deposit, fast transfers, card controls from the app. In user reviews, it's one of the steadier banking apps among regional banks.

04

Customer support

Branches, phone line, and in-app chat. Chat response times are usually faster than the phone line during peak hours.

Switched my paycheck over about a year ago — what I appreciate most is that the app actually doesn't lag, and the fees are predictable.

from a customer review, April 2026
FAQ

Before you open an account

Can I open an account fully online?

Yes, it typically takes 10–15 minutes — you'll need ID and an SSN or ITIN.

Are there plans with truly no monthly fee?

Yes, but terms vary by state and product — check the current rate sheet on the bank's site before opening.

Is this the official Comerica Bank website?

No — this is an independent editorial review. We are not a bank and don't open accounts directly; the link goes to the current rates page.

Compared — what's next?

Check current rates and account-opening terms as of today.

Go to Comerica's rates
Comerica Bank4.6 rating · open online
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